@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#0c2851;--blue:#1765bb;--sky:#eaf4ff;--ink:#15283e;--muted:#53677e;--line:#d9e5f0;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.65;background:#fff}h1,h2,h3,h4{font-family:Manrope,Arial,sans-serif;line-height:1.2;color:var(--navy);letter-spacing:-.035em}h1{font-size:clamp(2.5rem,5vw,4.6rem);margin:0 0 22px}h2{font-size:clamp(1.9rem,3vw,2.8rem);margin:0 0 18px}h3{font-size:1.2rem}p{margin:0 0 18px}a{color:var(--blue)}.container{width:min(1140px,calc(100% - 42px));margin:auto}.topline{background:var(--navy);color:#d8e9fa;font-size:.83rem;padding:8px 0}.topline .container{display:flex;justify-content:space-between;gap:12px}.topline a{color:white;text-decoration:none}.header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:82px}.brand{text-decoration:none;color:var(--navy);font:800 1.3rem Manrope,Arial;line-height:1.2;letter-spacing:-.05em}.brand small{display:block;font:700 .57rem DM Sans,Arial;letter-spacing:.22em;color:var(--blue);margin-top:5px}.navlinks{display:flex;align-items:center;gap:22px}.navlinks a{text-decoration:none;color:var(--ink);font-size:.91rem;font-weight:700}.navlinks a:hover,.navlinks a[aria-current=page]{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:7px;padding:13px 21px;font-weight:700;text-decoration:none;line-height:1.4;cursor:pointer;background:var(--blue);color:white!important}.btn:hover{background:#0c4f9a}.btn.light{background:white;color:var(--navy)!important}.btn.outline{background:transparent;border:1px solid #a6c5e7;color:var(--navy)!important}.nav-toggle{display:none}.hero{background:linear-gradient(115deg,#092349 0%,#11477f 65%,#2679bf 100%);color:white;padding:100px 0 105px;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;right:-100px;top:-190px;width:650px;height:650px;border:100px solid #ffffff09;border-radius:50%;pointer-events:none}.hero h1{color:white;max-width:760px}.hero p{max-width:600px;color:#dbeaf8;font-size:1.14rem}.eyebrow{display:inline-block;color:var(--blue);text-transform:uppercase;letter-spacing:.15em;font-size:.78rem;font-weight:800;margin-bottom:18px}.hero .eyebrow{color:#a7d8ff}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero .btn.outline{border-color:#9cc2e8;color:white!important}.section{padding:85px 0}.section.alt{background:#f4f8fc}.intro{max-width:700px;margin-bottom:34px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:0 8px 26px #14395d09}.card h3{margin-top:8px}.number{color:var(--blue);font-weight:800;letter-spacing:.1em;font-size:.84rem}.card a{font-weight:700}.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:60px}.panel{padding:42px;border-radius:16px;background:linear-gradient(150deg,#dceeff,#f6faff);border:1px solid #d2e6fa}.panel ul{padding-left:21px}.panel li{margin-bottom:13px}.cta{background:var(--navy);color:white;padding:65px 0}.cta h2{color:white}.cta p{color:#d9e8f7}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.pagehead{background:linear-gradient(110deg,#0b2b54,#1763a8);padding:70px 0;color:white}.pagehead h1{font-size:clamp(2.2rem,4vw,3.6rem);color:white}.pagehead p{color:#e2f0ff;max-width:740px}.prose{max-width:830px}.prose h2{font-size:1.65rem;margin-top:35px}.prose h3{margin-top:28px}.prose ul,.prose ol{padding-left:25px}.notice{background:#f1f7fd;border-left:4px solid var(--blue);padding:20px 24px;border-radius:5px;margin:25px 0}.footer{background:#071e3d;color:#d1ddeb;padding:55px 0 24px}.footer .brand{color:white}.footergrid{display:grid;grid-template-columns:2fr 1fr 1.3fr;gap:50px}.footer h4{color:white;margin:0 0 14px}.footer a{display:block;color:#d1ddeb;text-decoration:none;margin-bottom:9px}.footer a:hover{text-decoration:underline}.footbottom{border-top:1px solid #ffffff25;margin-top:35px;padding-top:22px;font-size:.78rem;color:#b9cadd}.legal-note{font-size:.82rem;color:#5c6c7f;margin-top:25px}.footer .legal-note{color:#b9cadd}.contactline{padding:18px 0;border-bottom:1px solid var(--line)}.contactline strong{display:block}.tag{display:inline-block;background:#e6f1fc;color:#13559b;font-size:.75rem;font-weight:800;padding:6px 11px;border-radius:100px;margin-bottom:16px}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;z-index:100;background:white;padding:10px}.placeholder{background:#fff1dc;border:1px solid #efc77b;padding:2px 5px;border-radius:3px;color:#6c4400}.two{display:grid;grid-template-columns:1fr 1fr;gap:20px}@media(max-width:900px){.nav-toggle{display:block;border:1px solid var(--line);background:white;border-radius:7px;padding:9px 12px;font-size:1rem}.navlinks{display:none;position:absolute;left:0;right:0;top:100%;background:white;padding:20px 24px;box-shadow:0 12px 18px #0002;flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.navlinks .btn{width:fit-content}.grid{grid-template-columns:repeat(2,1fr)}.split{gap:25px}}@media(max-width:640px){.topline .container{display:block}.topline span{display:block}.grid,.split,.two,.footergrid{grid-template-columns:1fr}.hero{padding:75px 0}.section{padding:60px 0}.cta-inner{display:block}.panel{padding:26px}.nav{min-height:72px}}