Conventional Loans
May suit qualified borrowers seeking flexible purchase or refinance financing. Down payment and mortgage insurance requirements vary.
FINANCING OPTIONS
Explore mortgage loan programs.
Learn the basics of common mortgage options. Availability and eligibility must be confirmed during consultation.
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Options worth understanding.
FHA Loans
Government-insured mortgages with specific credit, down payment, property, and mortgage insurance requirements.
VA Loans
For eligible service members, veterans, and certain surviving spouses. Eligibility and VA requirements apply.
USDA Loans
For eligible borrowers and properties in qualifying rural areas, subject to program and income requirements.
Refinancing
Consider changes to your loan term, payment structure, or other financing goals. Refinancing may involve closing costs.
Other Financing Options
Ask about additional programs and down payment assistance that may be available through participating lenders or agencies.
GOOD TO KNOW
Every loan starts with your full picture.
Loan options depend on factors including income, credit, assets, debts, property type, occupancy, and applicable program rules.
We can help you prepare questions and understand the differences between programs.
Topics to discuss
- Estimated down payment and closing costs
- Credit and debt-to-income considerations
- Mortgage insurance and escrow
- Loan term and interest-rate structure
- Program-specific eligibility